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The JOHN MANOUGIAN INSURANCE AGENCY, INC., specializes in writing a package program of insurance for community associations including residential and professional office condominiums, cooperatives, and homeowners associations, as well as shopping centers, office buildings, and other commercial risks:

• Property Coverage

• Commercial General Liability ProtectionMaryland Insurance Agents, Silver Springs Maryland, JOHN MANOUGIAN INSURANCE, community associations insurance, Independent Insurance agent, Property coverage, commercial general liability protection, low and large-limit umbrella, workers compensation coverage, earthquake insurance, flood coverage for communities, equipment breakdown protection, employee dishonesty crime, communities insurance, excess liability coverage, maryland agency,manougianinsurance.com, Montgomery County, Maryland

• Low and Large-Limit Umbrella/Excess Liability Coverage

• Directors and Officers Liability Coverage, including Employment  
  Practices Liability coverage, as well as third-party protection for 
  an association’s property management firm; a developer coverage 
  extension is also included for communities in development.

• Employee Dishonesty/Crime (Fidelity) Coverage to protect an
  association’s funds, including third-party coverage for community 
  funds in the care, custody, and control of an association’s
  management company.

• Boiler and Machinery/Equipment Breakdown Protection

• Workers Compensation Coverage

• Business Automobile Liability Coverage for communities with
  service vehicles

• Flood Coverage for communities in designated flood plains

• Earthquake Coverage

• Performance and Surety Bonds

 
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